Loans

Consumer Secured Loans

These are the most common loans. These loans would include loans secured by a vehicle, motorcycle, boat, RV, etc.
Rates for these loans will vary depending on the type of collateral. Please call our office and any of our loan officers would be happy to assist you with a rate quote.
Click here for a printable version of our consumer loan application.
IMPORTANT! - Please attach verification of income to your application upon submission. (i.e. - Copies of: paycheck stubs, W-2's, tax returns, etc.)

Also known as "signature" loans, or "personal" loans, these loans are not as common as the consumer secured loans.
Rates for these loans tend to be higher than a consumer secured loans because of the risk involved for the lender.
Only the most qualified borrower will qualify for one of these loans.
Click here for a printable version of our consumer loan application.
IMPORTANT! - Please attach verification of income to your application upon submission. (i.e. - Copies of: paycheck stubs, W-2's, tax returns, etc.)

Our bank offers two types of residential loans, balloon loans & fixed rate loans.
Rates for these loans will vary depending on which product is chosen. Your options will always be discussed with you in length so that you can make an educated decision on which product meets your personal & financial needs.
The balloon notes are serviced by our bank, whereas our fixed rate products are serviced by our secondary market company, State Bank of Lincoln.
Click here for a printable version of our residential loan application.
Call or stop by today to get information on documentation requirements & rates!

As you well know, agriculture is a big part of our community's lifestyle. And as a part of that community, our bank believes that we should invest in such a lifestyle.
Our agriculture loans range from tractors & livestock to many acres of farmland, and everything in between.
Stop by or give us a call to speak with a loan officer today regarding rates & fees.
Click here for a printable version of our agriculture financial statement.

We offer a wide variety of commercial loans to fit your specific needs.
Rates for these loans will vary depending on the type of collateral/business. Please call our office and speak to one of our loan officers about how we can assist you & your unique needs.
Click here for a printable version of our financial statement.
IMPORTANT! - Please attach verification of income to your application upon submission. (i.e. - Copies of: W-2's, tax returns, etc.) As well as the financial statement listed above.