Savings, CDs, & IRA Accounts

Rates subject to change at any time.
Reserve the right to restrict deposits to our trade area.


Personal Savings

This is our basic savings account that earns interest. (Call any of our locations for current rates.) It is a free account, with a $50 minimum to open.

Christmas Club

This is a separate savings account that earns interest. It has no minimum to open, and checks are distributed annually by the 2nd week of November. No early withdraws are permitted.


Certificates of Deposit

This is an interest-bearing account. A minimum of $1,000 to open the account. Additional deposits to this account are not allowed. There is a penalty for early withdrawals. We offer our CDs in terms ranging from 182 days to 60 months.

IRAs (Individual Retirement Accounts)

The Bank of Calhoun County offers both Traditional & Roth IRAs. Rates are the same as our CD rates. For more information on our IRA’s, please contact our Hardin Facility.


Have questions or would like a rate ?

Please call or visit our Hardin facility and any of our account staff would be happy to assist you.